Central One Federal Credit Union is a not-for-profit financial institution that provides members with excellent, personalized service. Central One offers a wide range of savings, deposit, and loan products designed for the local community and has branches in Auburn, Shrewsbury, Northborough, Westborough, Northborough, and Worcester, as well as school branches in both Shrewsbury and Westborough High Schools. Products include Free Checking Accounts, Money Market Accounts, CDs, IRA's, Student Loans, No annual fee Credit Cards, Cashback Credit Card, Auto Loans, Mortgages, Home Equity Loans and Line of Credit, Personal Loan, Business Checking Accounts, Business Loans, Commerical Loans. IOLTA, RV Loans. Motorcycle Loans, Boat Loans, First Time Home Buyer program, Services: Extended hours, Notary, Financial Literacy, Mobile and Online Banking, Complimentary Seminars, Credit Building. Local Decisions Learn more about Central One and why we are one of the top credit unions in Central Mass. Drive-up hours: Monday, Tuesday, Wednesday, and Friday 8 am - 5 pm, Thursday 8 am - 6 pm, Saturday 8:30 - 12 pm Member Support Call Center: Monday - Friday 8 am - 6 pm, Saturday 8:30-1 pm. Serving residents and businesses in Worcester County and parts of Middlesex and Norfolk counties including Shrewsbury, Northborough, Southborough Westborough, Upton, Hopkinton, Milford, West Boylston, Boylston, Paxton, Sterling, Harvard, Grafton, North Grafton, Millbury, Lancaster, Bolton, Berlin, Clinton, Auburn. Worcester, Framingham, Fitchburg, Franklin, Natick, Hudson, Ashland, Holliston, Sudbury, Waltham, Mendon, Millis, Northbridge, Southbridge, Hopedale, and more.