Central One Federal Credit Union is a not-for-profit financial institution that provides members with excellent, personalized service. Central One offers a wide range of savings, deposit, and loan products designed for the local community and has branches in Shrewsbury, Auburn, Milford, Northborough, Westborough, and Worcester, as well as school branches in both Shrewsbury and Westborough High Schools. Products include: Checking Accounts, Tiered Money Market Accounts, CDs, IRA's, FREE Checking, Student Loans, No annual fee Credit Cards, Auto Loans, Mortgages, First Time Home Buyer Program, Home Equity Loans and Line of Credit, Personal Loans, Business Savings and Checking Accounts, Commercial Loans, IOLTA, RV Loans. Motorcycle Loans, Boat Loans. Services: Extended hours, Notary, Financial Literacy, Mobile and Online Banking, Complimentary Seminars, Credit Building. Local Decisions Learn more about Central One and why we are one of the top credit unions in Central Mass. Drive-up hours: Monday, Tuesday, Wednesday, and Friday 8 am - 5 pm, Thursday 8 am - 6 pm, Saturday 8:30 - 12 pm Member Support Call Center: Monday - Friday 8 am - 6 pm, Saturday 8:30-1 pm. Serving residents and businesses in Worcester County and parts of Middlesex and Norfolk counties. Shrewsbury, Northborough, Westborough, Southborough, Marlborough, Upton, Hopkinton, Milford, West Boylston, Boylston, Paxton, Sterling, Harvard, Grafton, North Grafton, Millbury, Lancaster, Bolton, Berlin, Clinton, Auburn. Worcester, Framingham, Fitchburg, Franklin, Natick, Hudson, Ashland, Northbridge, Southbridge, Millis, Hopedale, Waltham, Holliston, Sudbury, Waltham, and more.