Why Hurricane Creek Federal Credit Union? Hurricane Creek FCU is a not-for-profit financial cooperative that is member owned and democratically controlled. It was organized in May 1957, as Reynolds Hurricane Creek FCU under the concept of "people helping people". Currently the Credit Union serves over 3,950 members in the Saline County area. Each member is an owner, a saver, and a potential borrower. There are a lot of things that separate credit unions from banks, but the most fundamental difference lies in the fact that banks are owned by a select group of stockholders, while credit unions are owned by their members. As you might expect, at a member-owned financial institution like Hurricane Creek FC , members’ needs are top priority.